Life Assurance |
Specified Illness Cover
In addition to your Life Cover you can include Specified Illness Cover to help repay your mortgage if you are diagnosed as suffering one of the following conditions during the term of your mortgage.
- Alzheimer’s Disease
- Angioplasty ( Two arteries)
- Benign Brain Tumor
- Cancer
- Cardiomyopathy
- Coma
- Coronary Artery Surgery
- Heart Attack
- Heart Valve and Structural Surgery
- HIV or Aids - Transfusions
- HIV or Aids - Physical Injury
- HIV or Aids - Occupational Injury
- Kidney Failure
- Loss Of Hearing( to age 65)
- Loss of Independence
- Loss Of Sight
- Loss Of Speech
- Loss of two or more limbs
- Major Organ Transplant
- Motor Neurone Disease
- Multiple Sclerosis
- Paralysis of two or more limbs
- Parkinson’s Disease
- Severe Burns
- Stroke
- Surgery to the aorta
How does this work?
Under your life home protection specified illness is accelerated. That means that if you suffer from a specified illness during the term of your plan, your life cover will be reduced by the amount paid out. If your specified illness cover is the same as your life cover all cover under the plan will end. Your children are covered for €25,000 (this is subject to a maximum of half your specified illness cover) for as long as you are covered. There is also an additional illness cover for children - Bacterial Meningitis.
Term
The maximum term for specified illness is 40 years and age is 75 years.
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