Insurance

Mortgage Payment Protection

Mortgage Payment Protection protects your monthly Mortgage payment in the event that you are unable to work due to an accident/Illness or are made redundant.

How does it work?

If you are employed, but cannot work for more than 30 days as a result of an accident, sickness, or involuntary unemployment, our plan will pay your mortgage repayments for you every month up to a max of 12 months.

If you are self employed, you can get cover for accident and sickness, but not redundancy. However if you are self employed but cannot work because you have been in hospital for more then 10 days you can receive hospitalisation benefit as part of your cover. This means that you will start to receive benefits sooner if you are self employed.

Who can avail of Mortgage Repayment Protection?
If you are:

  • Aged between 18 & 60
  • Working at least 18 hours a week
  • Live in Ireland
  • Live in the property as a permanent home with no business carried on there

Benefits to you

  • No medical examinations needed for cover
  • Prompt settlement of claims
  • Easy payment methods
  • Up to 20% extra cover available to help contribute towards- Mortgage Protection/House Insurance. I.e. if you monthly repayment is €950, you can protect up to 120% of this amount, giving you €1,140 per month.
  • One simple application form.

Simply Fill in the quick enquiry form online or call us on 1890 26 27 28

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